What should I do if a bee or wasp stings my child?

Two of my friends kids got stung by Bees this week and it got me wondering if (god forbid) one of my kids got stung by a Bee, I would have no clue what to do.

What should I do if a bee or wasp stings my child?

A bee’s stinger works like an automatic pump — the longer it stays in, the more venom it releases — so get it out as quickly as you can.

Look for a little black dot in the center of a reddened area and scrape it off with a fingernail or credit card. Try not to squeeze the stinger with your fingers or tweezers, because that could release more venom.

Once you’ve removed the stinger, wash the area with soap and water. Then apply an ice pack for 15 minutes or so to minimize swelling and relieve pain. (If you don’t have an ice pack, grab a package of frozen vegetables or drop a few ice cubes in a plastic bag. Wrap whatever you’re going to use in a washcloth so it doesn’t touch your child’s skin directly.)

You may want to apply a paste of baking soda and water to the area, to soothe it and draw out some of the venom. (Simply dab it on, let it dry, and rinse it off.) I also heard that rubbing a clove of garlic on to the area, also helps draw out the venom.

Watch out for any allergic reactions like shortness of breath, wheezing, swollen tongue, hands, or face.

Call your Childs pediatrician immediately to see if you should go to the hospital or get an over the counter antihistamine.

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Eight Key Steps to Selling Your Business and Cashing In

This year, some 700,000 American businesses will be sold. Most will be small and mid-sized businesses like yours. If you, too, are thinking of selling, consider these practical steps for making the process go smoothly.

1. Determine a Realistic Price Range
2. Understand the Tax Consequences
3. Prepare for a Sale
4. Seek Potential Buyers
5. Negotiate Your Deal
6. Sign a Sales Agreement
7. Plan for the Closing
8. File Paperwork With the IRS

Now for the GOOD STUFF!
Getting the Cash Out of your Business Note
Business notes, known more specifically as seller carryback business notes, are created when the buyer of a business can not or will not pay all cash. Frequently, banks and similar lending institutions are hesitant to loan money to new business owners who have minimal track records and where hard assets make up a small percentage of the total purchase price.
In the case where a buyer cannot obtain a loan, the seller is left with two choices (1) hold off until he/she find a buyer who can pay all cash or (2) carry back a note in order to collect future payments. The first option is often not realistic. In the second case, the seller is hopefully able to at least extract a large down payment to make extra sure that the buyer has some "skin in the game". However, even then the seller is usually in a position that he prefers not to be in – he has no lump sum of money to either invest in other opportunities or to retire. Unlike a real estate note, where is there is a hard asset that is fairly easy to appraise; the business note is relatively risky to hold.
So, what is a business seller to do when he didn’t want to be in the lending business to start with and now has a need for immediate cash? What many people don’t realize is that the business note can be sold. The former owner can sell all or part of the note to get a lump sum of cash. In this way, both the goals of selling the business and getting the cash out of it are met.
In summary, selling a business note is an excellent way for the former owner of a business to get his cash out of the business. Whether the reason for selling the note is that the seller would have preferred all cash all along, that he now has large debts to pay, or that he has the opportunity to pursue other investments, the sale of a business note is a tool of which you should always be aware.

 

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Healthy Eating: What It Really Means

Many people are familiar with strict dieting as a means to lose weight, but most have never really heard of healthy eating. While both may seem to be the same thing, healthy eating is far different from strict diet programs that require you to cut back on certain types of foods in order to maintain a healthy weight. In fact, healthy eating doesn’t restrict you from eating any type of food that you want. This may sound too good to be true but there is actually a way to stay fit without starving yourself to death.
Simply put healthy eating this way: during breakfast, try to eat like a king, filling your plate with every nutritious and delicious food you can feast on. At lunch time, limit your meals as if you’re a prince. And when dinnertime comes, eat as if you’re a pauper and there’s very little food left for you to eat. This way, no matter how much and what type of food you eat, you will have very little chance of becoming obese or even sickly. Healthy eating doesn’t require you to cut back on all food; however, you still have to make sure you’re eating the right type of food at the right time of the day.
Do your best not to skip meals during breakfast. Most people think that by not eating in the morning, they can actually lose weight fast. Nothing could be further from the truth because studies show that skipping breakfast can actually increase a person’s risk for becoming obese. The reason is that when you miss your breakfast, there’s a huge chance that you’ll get hungry even before lunch time comes, and when that happens, you will be tempted to snack on junk food and consume more calories than you should. Again, eat breakfast like a king, filling your plate with eggs, oats, mushroom, bacon, and a piece of fruit. These types of food contain all the essential nutrients and energy you need throughout the day.
When lunchtime comes, you can limit your eating since you’ve had a huge breakfast. There’s no need for a heavy meal during this time so you can basically go for fruits, vegetables, and fish. There will also probably not be many healthy choices of food in your office pantry or cafeteria so it would be a good idea to pack your own lunch especially if you don’t have time to look for a restaurant that serves nutritious dishes. In the same manner, instead of drinking coffee or soda during your break in the afternoon, why not try some fruit juice or shake instead? Coffee can indeed give you a boost but only for a moment, while fresh orange, pineapple, or mango juice can not only quench your thirst but also replenish lost bodily energy. If you want to snack out, go for fresh fruits or nuts. This, too, will help you eliminate the urge to eat more at dinner.
Since you’ve had a well-balanced meal during the day, you won’t feel as hungry anymore when nighttime comes. During dinner, try not to overeat, as having a full belly a few hours before going to bed might give you some hard time falling asleep. At the same time, having too much to eat at night will give your body some difficulty to digest food and your metabolism to function properly. Perhaps the best time to eat dinner is three to four hours before bedtime, so that your body will have enough time to digest your food and burn some unwanted fat.
It’s not easy to adjust to this kind of practice especially if you’re used to indulging your every food whim. However, once you get use to it, you will realize that the rewards your body will reap will surpass any difficult things you will undergo in the whole course. So what does healthy eating really mean? It means simplifying your eating habits; choosing the right kind of food, and eating them at the right time during the day. Not even the strictest of diet can help you achieve a healthy mind and body, but if you can provide your body with the nutrition it needs through healthy eating, you can enjoy a quality kind of life for a very long time.

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